520 Harbor Cay Drive, LONGBOAT KEY, FL

$3,995,000

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4

Beds

5

Baths

3,828

Square feet

0.40

Acres

About 520 Harbor Cay Drive

This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast’s dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.

Features of 520 Harbor Cay Drive

MLS® # A4643565
Price $3,995,000
Bedrooms 4
Bathrooms 5.00
Full Baths 4
Half Baths 1
Square Footage 3,828
Acres 0.40
Year Built 1986
Type Residential
Sub-Type Single Family Residence
Style Custom, Florida
Status Active
Taxes $29,765
HOA Fees $2,500
HOA Frequency Annually
CDD N

Community Information

Address 520 Harbor Cay Drive
Area Longboat Key
Subdivision BAY ISLES
City LONGBOAT KEY
County Sarasota
State FL
Zip Code 34228-3547

Amenities

Parking Circular Driveway, Driveway, Garage Door Opener, Ground Level, Off Street
# of Garages 2
View Pool, Trees/Woods, Water
Is Waterfront Yes
Waterfront Canal Front, Waterfront, Bay/Harbor
Has Pool Yes

Interior

Interior Features Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Appliances Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Trash Compactor, Washer
Heating Central, Electric
Cooling Central Air
Fireplace Yes
Fireplaces Family Room, Gas, Living Room, Master Bedroom

Exterior

Exterior Features Balcony, French Doors, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors
Lot Description FloodZone, City Lot, Landscaped, Near Golf Course, Near Marina, Private, Street Dead-End
Roof Tile
Foundation Stem Wall

School Information

Elementary Southside Elementary
Middle Booker Middle
High Booker High

Pet Information

Number of Pets 5
Size Extra Large (101+ Lbs.)
Weight 100
Restrictions Refer to HOA Docs for all restrictions

Rental Restrictions

Minimum Lease 8-12 Months

Additional Information

Date Listed March 13th, 2025
Days on Market 205
Zoning PD
Foreclosure No
Short Sale No
RE / Bank Owned No
Maintenance Includes 24-Hour Guard, Common Area Taxes, Private Road, Security

Listing Details

OfficeMICHAEL SAUNDERS & COMPANY

Listing Map

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